According to a 2017 report in MarketWatch, half of American households live paycheck to paycheck. As a result, in a pinch, when they need cash fast, they turn to quick loans online.
If you need cash fast, going to a bank may not fit your needs. A bank loan, including the application, approval, and funding process, typically takes about 7 days. In some cases, it may take longer. Even if you jump through every hoop a traditional bank loan requires, they may still reject you. That’s why more people are turning to quick loans online to get cash fast in minutes:
If you need cash fast ($1000 or less), check out these two lenders:
- 24/7 Credit Loan – This may be the fastest loan service around. They match applicants with a lender within minutes for cash loans up to $1,000. The application only takes a few minutes and, if approved, you can receive cash within minutes of applying. Click here to check out 24/7 Credit Loan
- SnappyLoans – Safe and secure, a 2-3 minute process, decisions in minutes, and cash loans up to $1000 as soon as the next day. SnappyLoans connects you with a lender. Be sure to fill out the lender’s form completely so you get the cash you need as fast as possible. Click here to check out SanppyLoans
If you need more than $1000, consider Brighter Loans – This dependable and reliable service offers speedy approval. Brighter Loans matches users with suitable lenders for fast approval loans up to $35,000. Qualified applicants get approval and cash into their bank account in minutes. Be sure to fill out the lenders form completely so there are no delays in getting the loan amount you need. Click here to check out Brighter Loans
Short-term loans are for occasional, emergency use when you need fast cash to get you through an unexpected expense, including:
Medical Emergencies
A trip to the emergency room can be costly. However, when you or a loved one needs urgent treatment, you may have no recourse. This is a common reason why people use short-term loans when they don’t have savings, a credit card, or health insurance. Hospitals and clinics may even provide a discount for a cash payment at the time of service. In these circumstances, you can actually save money by using a short-term loan.
Car Trouble
A car may be critical to getting to and from work, school, and social events. When it breaks down, a short-term loan may be the only way to get it back on the road.
Mechanics and garages usually require full payment at the time of the repair. If you can’t pay, they may hold your car and even file a mechanic’s lien. A mechanic’s lien enables the garage to receive the title for a car left at the garage with unpaid repairs. In this situation, a short-term loan will give you the cash you need to get your car back.
Making Payments to Avoid Late Fees
Sometimes people need quick cash to make payments on utility bills, phone bills, and credit cards to avoid late fees and a negative report on their credit score. Late fees can be significant. A short-term loan may actually cost less and be the best alternative in the end.
Making the Loan Process Safe and Fast
They may be numerous other reasons why you may need a short-term loan. However, whatever the reason, it is critical to get your short-term loan from reputable lenders. Check out those discussed in this article. Reputable lenders make short-term loans a safe and fast way to get the emergency funds that you need. art
Spare yourself and loved ones the stress associated with being cash-strapped in a time of need.
This post is a reprint of my latest Huffington Post article and is in the Savvy Life Strategie category. Some links in this article are referral links. Please read out Disclosure Statement for more information.
